Buy Here Pay Here Richmond, VA

Car dealers may have their own inhouse financing programs, and they work with indirect lenders so they have more financing programs than a typical bank or credit union, especially for poeple with bad credit. Car credit and your credit score are closely related to the amount you can borrow. Car dealer financing is fast, convenient, and competitive � especially if they are offering special interest rates from the manufactures on the model you are interested in. Banks and credit union typically cannot match low rates such as 0% or 1% financing. If you haven't set up financing in advance, you won't have to wait for your bank or credit union open on Monday if you've picked out a new vehicle on a Saturday. They are also not as convenient as you will have to make a trip to their offices first to sign the loan paperwork before making a second trip to the dealer to sign the title paperwork and turn over the check before taking delivery of your new car.